{"id":19436,"date":"2019-11-28T17:48:31","date_gmt":"2019-11-28T17:48:31","guid":{"rendered":"https:\/\/www.oceanbluefishing.com\/magazine\/?p=19436"},"modified":"2025-02-13T14:32:45","modified_gmt":"2025-02-13T03:32:45","slug":"why-travel-insurance-important-booking-fishing-trip","status":"publish","type":"post","link":"https:\/\/www.oceanbluefishing.com\/magazine\/why-travel-insurance-important-booking-fishing-trip\/","title":{"rendered":"Why is Travel Insurance So Important When Booking a Fishing Trip?"},"content":{"rendered":"

The time has finally come. You\u2019ve saved enough coins to book your Vanuatu fishing trip<\/a>. Dates have been blocked off, flights and hotels booked and paid for in advance, new rods and reels spooled with fresh braid prepared and packed, new lures rigged with brand new hooks. Ready for take-off!<\/p>\n

But you\u2019ve read our recent article about fishing travel woes<\/a> and realized that you have yet to purchase a fishing travel insurance. Not really as exciting as having a big doggie at the end of your line, but travel insurance is a necessity, based on my personal experience.<\/p>\n

Having worked in the fishing charter industry for the past few years, I have dealt with a lot of situations wherein I\u2019ve gained a lot of knowledge and experience in fishing travel disaster<\/a> world. Lost luggage, cancelled flights, natural disasters and even cancelled trips can throw a spanner into your well-oiled plans, proving how crucial it is to have an insurance policy covering these things mentioned above.<\/p>\n

I will be sharing discussions I\u2019ve had with past and current guests to provide context. I am not a travel insurance expert, but I do know how important it is to have and how great it is to have when you \u201cneed\u201d it.<\/p>\n

\u201cNo, you don\u2019t \u201cNEED\u201d travel insurance, but if you find yourself \u201cNEEDING\u201d it, you\u2019ll be glad you have it.\u201d<\/p><\/blockquote>\n

Why do I Need Fishing Travel Insurance?<\/strong><\/h2>\n

Even the most seasoned fish travelers fail to understand the importance of having a fishing travel insurance policy to cover them, and I\u2019ll try to keep things extremely quick to understand.<\/p>\n

Let\u2019s pretend that you aren\u2019t a tough and outdoorsy individual and you get a bug or influenza after the guy seated next to you on the plane sneezed into your dinner tray while you were in the loo. Yum. What if you broke your wrist by slipping off the boat\u2019s gunnel straight into the transom well? Basic medical treatment in most countries are fairly affordable and easy. But what if all your expensive camera and fishing gear gets lost or stolen? What if you need emergency evacuation after an 800lb blue marlin impales you in the upper thigh? Unforeseen events and disasters may happen in a blink of an eye and you suddenly find yourself in a situation where you need to cancel your trip. Sucks balls doesn\u2019t it? All of the above situations are very unlikely but can still happen. Spending a few hundred bucks on travel insurance will be worth it. No, you don\u2019t \u201cNEED\u201d travel insurance, but if you find yourself \u201cNEEDING\u201d it, you\u2019ll be glad you have it.<\/p>\n

What kind of Fishing Travel Insurance Do I Need?<\/strong><\/h2>\n

Let\u2019s focus on fishing trip specific needs. Different companies offer heaps of different policies and even more possible combinations of the said policies. Sifting through all of them will take a lot of effort but doing so, you\u2019ll find something that will be best for you as a fisho. Just like your car insurance, they are different levels of coverage depending on how much you are willing to spend. Some more pricier policies can cover everything, from emergency evacuation, trip cancellations to lost or stolen luggage. Warning: always read the fine print! It\u2019s in the fine print where they tell you (or try not to tell you) all about the monetary limitations on your policy.<\/p>\n

If you feel extra healthy and good, you can customize your policy to only cover major medical evacuation and just let you deal with your chicken tandoori related diarrhea on your own, all for a cheaper price.<\/p>\n

As standard practice, I always recommend my guests get the following covered:<\/p>\n